Texas · Local pricing guide

Roof Replacement Cost in Cumby, Texas: What Homeowners Should Know

Typical installed range — full replacement
$5,300 – $22,000

A full roof replacement in Cumby typically runs $5,300 – $22,000 installed — $400 – $1,000 per square (100 sq ft) — including tear-off, permits, and local labor.

New roof installs & full replacements · No obligation

Price reference · Reviewed June 2026

Roofing cost by material.

Installed price ranges for a full roof replacement in Cumby, adjusted for local labor and code. Linked materials have a dedicated city guide.

  • Architectural shingle roof
    Dimensional laminated shingles — the U.S. default
    $7,100 – $14,000
  • 3-tab shingle roof
    Entry-level asphalt
    $5,300 – $9,300
  • Standing-seam metal roof
    Concealed fasteners, 40–70 year service life
    $13,500 – $35,500
  • Corrugated metal roof
    Exposed-fastener panels
    $7,100 – $17,500
  • Flat roof membrane
    TPO, EPDM, or PVC for low-slope sections
    $4,400 – $13,500
  • Tear-off & disposal
    Removing the old roof, dumpster included
    $900 – $2,700
  • Permits & inspection
    Varies by municipality
    $225 – $900

* Ranges adjusted for Cumby's tier and median income — verify with an on-site quote.

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Adjust the inputs below. The range updates live and is adjusted for Cumby's labor market —-11% vs national avg.

Your estimate
$7,700$14,500
for Cumby, Texas · -11% vs national avg

Indicative range based on Cumby-adjusted rates. Deck condition, flashing, and contractor overhead may shift the final invoice. Get written quotes from licensed roofing contractors before signing.

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Before you sign: the quote checklist

  • Get quotes from at least 3 licensed roofing contractors in Cumby.
  • Make sure every quote itemizes tear-off, underlayment, flashing, and disposal.
  • Verify licensing and insurance before hiring — ask for certificates, not promises.
  • Ask about both the material warranty and the workmanship warranty — they differ.
The local picture

Roof Replacement in Cumby: what matters

Cumby, Texas, sits in Hopkins County where the climate brings a mix of hot summers, occasional hailstorms, and strong winds. These weather patterns directly affect how long a roof lasts and when replacement becomes necessary. Many homes in Cumby were built during the post-war boom or in newer subdivisions, each with different roofing materials and installation methods. Understanding the local factors that influence roof replacement cost helps you plan for this major home expense. In Cumby, the age of your home, the type of roofing material, and the condition of the underlying structure all play a role. While prices vary widely, knowing what goes into the estimate gives you confidence when discussing options with contractors. This guide focuses on the unique considerations for Cumby homeowners, from the Texas sun's UV damage to the state's building code requirements.

Cost factors

Why Roof Replacement Costs Vary in Cumby

Several local factors cause roof replacement costs to differ from one home to the next in Cumby. The climate is a major driver: frequent hail and high winds can damage shingles, leading to earlier replacement. Intense UV exposure from the Texas sun accelerates shingle deterioration, especially on south-facing slopes. The age of your home matters—older houses may have outdated decking or framing that needs reinforcement. Newer subdivisions often use architectural shingles that cost more but last longer. Labor availability in rural areas like Cumby can affect pricing, as crews may travel from larger cities. Disposal fees for old roofing materials vary by local landfill policies. Finally, Texas state building code requires certain wind resistance standards, which can influence material choices and installation methods. All these elements combine to create a unique cost profile for each roof replacement project.

Cumby by the numbers

U.S. Census Bureau · ACS
3,053
Population
934
Homeowners
79% own
$148,400
Median home value
$80,116
Median income
1987
Median home built
≈ 39 yrs old
1,329
Housing units

934 homeowner households, median home built 1987 — a housing stock where many roofs are at or past their service life. Local labor sets the rate roofers charge in Cumby.

Field notes

Common Roof Issues That Lead to Replacement in Cumby

  1. Hail Damage

    Hailstorms are common in Cumby, causing bruising and granule loss on asphalt shingles. Over time, this weakens the shingle's ability to shed water, leading to leaks and the need for full replacement.

  2. Wind Uplift

    Strong winds during thunderstorms can lift and tear shingles, especially if they are already aged. Repeated wind exposure can compromise the roof's integrity, making replacement the only reliable solution.

  3. UV Degradation

    The intense Texas sun breaks down asphalt shingles over time, causing cracking, curling, and brittleness. This is a primary reason roofs in Cumby reach the end of their service life after 15-20 years.

  4. Poor Installation

    Some older homes in Cumby have roofs installed without proper underlayment or flashing. These installation flaws lead to premature failure, often requiring a full replacement to correct the underlying issues.

  5. Algae and Moss Growth

    Humidity and moisture can promote algae and moss on roofs, particularly in shaded areas. While not structurally damaging, the appearance and potential for moisture retention may prompt replacement if cleaning is ineffective.

Nearby coverage

Roof Replacement pricing near Cumby

Q&A

Roof Replacement cost questions — Cumby

What factors affect roof replacement cost in Cumby?

Several factors influence the cost, including roof size and pitch, the type of material chosen (such as asphalt shingles or metal), the complexity of the roof design, and the condition of the existing structure. Local climate considerations like hail and wind resistance requirements can also affect material and labor costs. Additionally, disposal fees and permit costs from the local building department add to the total. It's important to get multiple quotes to understand the range for your specific home.

How do I choose a roofing contractor in Cumby?

Start by verifying that the contractor is licensed with the state of Texas and carries liability insurance and workers' compensation. Ask for references from recent jobs in the area and check online reviews. A reliable contractor will provide a detailed written estimate and explain the scope of work. Avoid contractors who pressure you to sign immediately or require full payment upfront. It's also wise to ask about their experience with local building codes and permit processes.

What are the licensing requirements for roofers in Texas?

Texas does not have a statewide roofing license, but contractors must register with the Texas Department of Licensing and Regulation (TDLR) if they perform roofing work. Additionally, they must comply with local business license requirements in Cumby and Hopkins County. Always ask for proof of registration and insurance before hiring. Some contractors may also hold certifications from manufacturers, which can indicate additional training.

When is the ideal time to replace a roof in Cumby?

The ideal time is typically in the spring or fall when temperatures are moderate. Summer heat can make installation challenging for workers and affect how materials seal, while winter storms can cause delays. However, if your roof has significant damage, replacement should be done promptly regardless of season. Planning ahead allows you to schedule during mild weather and avoid the busiest periods after hailstorms.

Do I need a permit for roof replacement in Cumby?

Yes, most roof replacements require a permit from the local building department. The contractor typically handles this process, but it's your responsibility to ensure the permit is obtained. Permits ensure the work meets the state of Texas building code and local requirements. Failure to get a permit can lead to fines and issues when selling your home. Always confirm with your contractor that they will pull the necessary permits.

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Call (855) 000-0000